TeleCheck® Paper Check Acceptance

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Check guarantee is a logical addition to any business at risk for accepting NSF or bounced checks. Guarantee service can be easily added to your existing credit card system. Checks can be manually entered into a credit card terminal for approval. Losses and fees from bounced checks can be eliminated overnight. The guarantee system verifies the check writers information against a negative file. All bounced check claims approved by our system are paid within 24-hours. In addition to the guarantee service, your business will have access to 24-hour customer service and technical support, as well as extensive paper and online reporting.

With the TeleCheck® Paper Check Acceptance service, you have a high degree of confidence in knowing whether a check will be returned or not, making your decision to accept or deny a check much easier. With the verification solution, TeleCheck uses a risk scoring system so merchants can decide in seconds if they should accept the check. By rejecting high-risk checks on the spot, you will minimize the expense and hassle of attempting to collect on them later. Merchants can also select the warranty service for even greater peace of mind. With the warranty service, TeleCheck will manage the check collection process.




How It Works

TeleCheck uses check writer negative and activity databases and other proprietary risk management tools to determine the risk of accepting a check. With the warranty service, if TeleCheck approves a check that is later returned, you will be reimbursed up to the check warranty maximum if all the warranty requirements have been met.

Paper Check Acceptance Features

  • Comprehensive, industry-leading set of risk management tools
  • Extensive check-writer negative and activity databases
  • Risk-scoring techniques and tools
  • Flexible application based on merchant needs

Downloadable documentation requires Adobe® Reader®. If you do not already have it, you can download it for free from

Telecheck Paper Check Acceptance Sales Sheet (PDF, 105KB)
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United Payment Services is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA.
American Express requires separate approval.
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